When people are young and healthy, they can live for the now, enjoying life as it comes, thinking only of tomorrow when it’s unavoidable. This is the mayfly time when the young and beautiful fly free of responsibility. Sadly, this time is all too short. Gravity soon catches up with people and they... 

No matter who you ask about reform, you will never get quite the same answer. Whilst most may agree the current system is broken, there’s no real agreement on how to fix it. It’s all controversial and highly political. But there is some common ground. Health care costs are out of control.... 

The magic letters stand for a Health Savings Account and this represents a different way of solving the health plan problem. In effect, the HSA is self-insurance with tax advantages, allowing you to pay immediate medical bills, save for the future and provide protection for when you retire. You start...